Definition
Health insurance
helps protect you from high medical
care costs. Many people in the United States get a
health insurance policy through their employers. In most
cases, the employer helps pay for that insurance. Insurance through employers is
often with a managed care plan. These plans contract
with health care providers and medical facilities to provide
care for members at reduced costs.
You can also purchase
health insurance on your own. It usually costs you more than employer-based insurance.
People who meet certain requirements can qualify for
government health insurance, such as Medicare and
Medicaid. If you do not have health insurance, you must pay your medical
bills directly or rely on health care providers or organizations that donate care.
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